Anti-Money Laundering Policy

HYNOGO LLC ("HynoGo", "we", "us", "our") is committed to the highest standards of Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance. This policy establishes the framework for detecting, preventing, and reporting money laundering activities and terrorist financing in connection with our business formation and consultancy services.

This AML Policy applies to all employees, contractors, and agents of HynoGo and to all services provided through our platforms, including services accessed through our client portal.

This policy applies to:

• All business formation services (US LLC, UK LTD) • All consultancy services (payment platform, banking, compliance) • All add-on and compliance services (EIN, UTR, VAT, BOI, ITIN, Registered Agent) • All clients, prospects, and third parties with whom HynoGo engages

HynoGo reserves the right to refuse or terminate services where AML/CTF risks are identified or where clients fail to provide satisfactory documentation.

HynoGo conducts ongoing risk assessments to identify potential AML/CTF exposure. Risk factors considered include:

• Geographic risk — jurisdiction of the client and business • Product/service risk — nature of the business being formed • Client risk — politically exposed persons (PEPs), high-risk industries • Delivery risk — method of service delivery and payment

Risk assessments are reviewed periodically and updated to reflect changes in regulatory guidance, business activities, and threat intelligence.

HynoGo implements KYC procedures to verify the identity of all clients before providing services. Our KYC process includes:

**Client Identification:** • Full legal name and date of birth • Residential address and nationality • Government-issued photo identification • Proof of address (utility bill, bank statement)

**Business Verification:** • Business name, registration number, and jurisdiction • Nature of business activities and intended use of entity • Ultimate Beneficial Owner (UBO) identification • Source of funds and wealth information where required

Enhanced Due Diligence (EDD) is applied to high-risk clients, politically exposed persons, and transactions originating from high-risk jurisdictions as defined by FATF.

HynoGo employees and agents are required to report suspicious activity to the designated Compliance Officer without delay. Suspicious activities include but are not limited to:

• Clients unwilling to provide identification or who provide false documentation • Unusual payment patterns, multiple payments from different sources • Business activities inconsistent with stated purpose • Requests involving jurisdictions or industries associated with AML risk • Transactions designed to evade reporting thresholds

Suspicious Activity Reports (SARs) are filed with the appropriate financial intelligence unit where legally required. Tipping-off clients about SAR submissions is strictly prohibited.

HynoGo maintains records of all KYC documentation, due diligence activities, and transaction records for a minimum of five (5) years from the date of the last transaction or the termination of the business relationship, whichever is later.

Records are maintained securely and are available for inspection by competent authorities upon lawful request.

All HynoGo employees and contractors involved in client onboarding and service delivery receive AML/CTF training. Training covers:

• Recognition of suspicious activity • KYC and customer due diligence requirements • Internal reporting procedures • Legal obligations and potential liabilities

Training is conducted upon onboarding and refreshed annually or when significant regulatory changes occur.

HynoGo does not knowingly facilitate:

• Formation of shell companies for the purpose of money laundering or tax evasion • Services to individuals or entities on OFAC, FATF, UN, or EU sanctions lists • Business structures designed to conceal ultimate beneficial ownership • Transactions involving proceeds of criminal activity

Any attempt to use HynoGo's services for prohibited purposes will result in immediate termination of services and referral to appropriate authorities.

HynoGo has designated a Compliance Officer responsible for implementing and overseeing this AML Policy. The Compliance Officer:

• Reviews and updates this policy annually • Oversees SAR submissions and KYC processes • Liaises with regulatory authorities • Responds to internal compliance queries

For AML-related queries, contact: compliance@hynogo.com

This AML Policy is reviewed annually and updated in response to:

• Changes in applicable law and regulation • Guidance from regulatory authorities • Internal risk assessments • Industry best practice updates

The current version of this policy was last updated: June 2026.