Anti-Money Laundering (AML) Policy

HYNOGO LLC ("HynoGo", "we", "us", "our") maintains a strict zero-tolerance policy toward money laundering, terrorist financing, financial fraud, and international sanctions violations. As a corporate formation service and business consultancy operating in the United States and serving entrepreneurs globally, we are firmly committed to adhering to all applicable anti-money laundering (AML) and counter-terrorist financing (CTF) laws.

Our compliance program is structured in alignment with the US Bank Secrecy Act (BSA), the USA PATRIOT Act, the FinCEN Corporate Transparency Act (CTA), the UK Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017, and the recommendations of the Financial Action Task Force (FATF).

This AML Policy applies to all services, platforms, staff members, contractors, and business relationships of HynoGo, encompassing:

• US LLC formation and corporate maintenance across all 50 states
• UK LTD formation and Companies House statutory filings
• Tax identification procurement (EIN with the IRS, UTR/VAT with HMRC)
• Beneficial ownership status checks and FinCEN BOI filings where required
• Telecommunications line provisioning (HynoConnect)
• Banking and payment gateway documentation consultancy

All clients must undergo mandatory verification prior to the submission of any entity formation filing or provisioning of services.

To ensure rigorous, unbiased, and tamper-proof verification, HynoGo integrates Didit (didit.me) as our enterprise identity verification and automated compliance screening platform. Every prospective client is processed through Didit's multi-layered verification pipeline prior to order completion.

HynoGo applies a risk-based approach to client due diligence:

Enhanced Due Diligence (EDD): When higher AML risk triggers are identified (e.g., complex ownership structures, high-risk geographic jurisdictions as identified by FATF, or flagged PEP associations), HynoGo conducts Enhanced Due Diligence. EDD may require certified proofs of address, source of wealth declarations, corporate charter documents for holding entities, and manual review by our Chief Compliance Officer.

HynoGo strictly prohibits providing services to:

• Any individual, entity, or vessel designated on US (OFAC), UK (OFSI), EU, or UN sanctions lists.
• Any resident or entity located within comprehensively sanctioned countries or territories (including Iran, North Korea, Syria, Cuba, and the Crimea/Donetsk/Luhansk regions of Ukraine).
• Shell companies designed to obfuscate ownership without genuine commercial purpose.
• Businesses engaged in illegal narcotics, unregulated arms trafficking, unlicensed gambling, or illicit financial transactions.

Any attempt to register an entity for prohibited activities will result in immediate cancellation without refund and potential regulatory disclosure.

In alignment with the acceptable-use policies of the banking and payment platforms our clients typically apply to (including Stripe, Mercury, Wise, and PayPal), HynoGo does not knowingly form entities or provide registered agent, EIN, or banking-documentation services for businesses primarily engaged in:

• Adult content, escort services, or pornography
• Unlicensed online gambling, betting, or sweepstakes operations
• Multi-level marketing (MLM), pyramid, or Ponzi-style compensation schemes
• Cryptocurrency exchanges, ICO/token issuance, or unlicensed money transmission
• Unregistered pharmaceuticals, controlled substances, or drug paraphernalia (including CBD/THC products in jurisdictions where federally restricted)
• Firearms, ammunition, or weapons sales outside licensed FFL frameworks
• Counterfeit goods, pirated media, or intellectual-property-infringing products
• Debt collection, credit repair, or "get rich quick" / high-yield investment programs
• Any activity illegal under the laws of the client's home country, the entity's state of formation, or US federal law

This list mirrors the categories most payment processors and banks classify as high-risk or prohibited. Clients forming entities for these purposes will have their order cancelled without refund (per our Refund Policy's exclusions for ineligible or prohibited activity), and HynoGo reserves the right to decline service at its sole discretion even for activities not explicitly listed above.

HynoGo staff and automated systems continuously monitor transactions for red flags, including:

• Forged, altered, or expired identification documents.
• Evasive responses or refusal to provide beneficial ownership information.
• Inconsistencies between stated business activities and actual entity formation requests.
• Rapid, unusual changes in directors or ownership immediately after incorporation.

When suspicious activity is detected, our compliance team conducts an internal review. Where legally required under applicable AML legislation, a Suspicious Activity Report (SAR) will be submitted to the relevant financial intelligence authority (e.g., FinCEN in the US or the National Crime Agency in the UK). In strict accordance with law, HynoGo never notifies ('tips off') any individual that a report has been filed.

In compliance with statutory AML recordkeeping requirements, HynoGo securely archives all identity verification results, Didit screening logs, copies of submitted documents, and transaction records for a mandatory minimum period of five (5) years following the termination of the customer relationship or completion of the transaction.

Records are encrypted using AES-256 standards and accessible exclusively by authorized compliance personnel or authorized regulatory inspectors.

HynoGo has appointed a dedicated Compliance Officer who oversees all AML/KYC policies, conducts annual audits, manages Didit system rules, and liaises with legal advisors.

For AML compliance verification or regulatory inquiries:

Last updated: September 2026