Compliance Policy

HYNOGO LLC ("HynoGo", "we", "us", "our") operates under a comprehensive compliance framework designed to ensure that all corporate formation, document filing, telecommunications, and consultancy operations meet the highest standards of legal adherence, business ethics, and transparency in the United States, the United Kingdom, and internationally.

This Compliance Policy details our regulatory standards, service boundaries, client due diligence mechanisms, and operational limitations.

HynoGo provides business formation clerical services (US LLC and UK LTD registration), registered agent coordination, statutory compliance filings (EIN, ITIN, BOI, UTR, VAT), telecommunications solutions (HynoConnect), and business documentation consultancy.

HynoGo maintains strict compliance with all relevant statutory frameworks in the jurisdictions where we operate:

• United States: Montana Limited Liability Company Act, Corporate Transparency Act (FinCEN BOI reporting, as amended by FinCEN's 2026 final rule), Bank Secrecy Act (BSA), Internal Revenue Code (EIN/tax filings), and Federal Communications Commission (FCC) guidelines for telecommunications (10DLC/A2P).
• United Kingdom: Companies Act 2006, The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, and HM Revenue & Customs (HMRC) registration rules.
• International Privacy: General Data Protection Regulation (EU GDPR), UK GDPR, and California Consumer Privacy Act (CCPA/CPRA).
• Payment Processing: Payment Card Industry Data Security Standards (PCI-DSS) Level 1 compliance through authorized gateways.

To ensure platform integrity and satisfy statutory AML obligations, HynoGo deploys automated identity verification powered by Didit (didit.me).

Orders cannot be fulfilled without successful completion of our compliance verification process.

HynoGo maintains strict compliance boundaries regarding commercial banking institutions, electronic money institutions (EMIs), and payment processing gateways:

• Direct Account Ownership: All commercial bank accounts (including Relay Financial, Mercury, Grey, Payoneer, Wise Business, Revolut) and merchant processing accounts (including Stripe, Shopify Payments, Square, PayPal) are applied for and owned directly by the client in their company's legal name. The client is the sole authorized applicant, signatory, and verified Ultimate Beneficial Owner (UBO).
• Strict Prohibition of Account Reselling or Pre-Verification: HynoGo does NOT sell, transfer, broker, or manage pre-existing, aged, synthetic, or pre-verified bank accounts, merchant IDs, or Stripe accounts. Any attempt to request or utilize such services results in immediate account termination and permanent blacklisting.
• Independent Underwriting Discretion: Every bank, depository partner (such as Thread Bank, Choice Financial Group, or Evolve Bank & Trust), and payment facilitator maintains confidential, autonomous risk-scoring models, prohibited business lists, and AML criteria. While HynoGo prepares statutory documentation (Articles of Organization, IRS EIN letters, Banking Resolutions, and Good Standing Certificates) to industry standards, HynoGo CANNOT and DOES NOT guarantee account approval or uninterrupted operation.
• Ongoing Risk Monitoring & Compliance: Financial institutions reserve the unilateral legal right to request business plans, supplier invoices, proof of fulfillment, client agreements, or tax IDs, and to apply rolling reserves or decline onboarding. These decisions belong exclusively to the regulated institutions and do not represent a deficiency of HynoGo's clerical services.

To ensure that HynoGo-formed companies are universally recognized by underwriters as low-risk, compliant corporate structures, HynoGo enforces an uncompromising anti-synthetic fraud standard:

• No Nominee Directorships or Masking: HynoGo does not provide 'straw man' directors, shadow officers, or nominee shareholders designed to conceal foreign ownership from tax authorities or card networks.
• FinCEN & ECCTA Statutory Transparency: All beneficial owners holding 25% or greater equity or exercising substantial control are documented and verified, and reported to FinCEN (BOI) where a filing is required and to UK Companies House (PSC identity verification).
• Prohibited Industry Blacklist: HynoGo services cannot be used for high-risk illicit operations, including unlicensed money transmission, cryptocurrency mixers/tumblers, illegal online gambling, counterfeit luxury goods, darknet marketplaces, unlicensed telemarketing, multi-level marketing (MLM) schemes, or circumventing OFAC, UK OFSI, or EU sanctions regimes.

All clients utilizing HynoGo services are required to:

• Provide complete, authentic, and truthful information during onboarding and corporate formation.
• Utilize formed entities and HynoConnect telecommunications exclusively for lawful commercial purposes.
• Maintain ongoing corporate compliance, including timely filing of state annual reports, IRS tax returns, and any required FinCEN BOI updates.
• Promptly update HynoGo with any changes in company ownership, officers, business activities, or registered contact details.

Any client found using HynoGo services for fraudulent, deceptive, or sanctioned purposes will face immediate service termination, registered agent resignation, and regulatory reporting.

HynoGo maintains a confidential whistleblowing protocol for reporting suspected illegal activity, corporate fraud, or compliance breaches. Reports may be submitted directly to our compliance department at: [email protected]. All reports are investigated thoroughly and confidentially.

For questions regarding our compliance framework or to submit verification inquiries:

Last updated: September 2026