US LLC Formation for
Filipino Entrepreneurs
Form your Wyoming or Delaware LLC 100% remotely from Manila, Cebu, Davao, or anywhere in the Philippines. Unlock Stripe, Shopify Payments, Wise Business, and Mercury Bank with zero US travel.
Filipino founders can legally form a Wyoming LLC ($0 service fee + $100 state fee), obtain an IRS EIN ($40, 2-day delivery), and open Wise Business or Mercury Bank to activate Stripe US & Shopify Payments. Repatriate USD earnings directly to UnionBank, BDO, or GCash at mid-market rates with 0% US tax on non-resident freelance and IT services.
Philippine Banking & Remittance Inward Guide
Seamlessly repatriate USD earnings from Mercury or Wise Business to top Philippine commercial banks or local digital wallets with zero friction.
| Bank / Gateway | SWIFT Code | Settlement Window | Recommended Remittance Channel |
|---|---|---|---|
| UnionBank of the Philippines | UBPHPHMM | Instant to 24 Hours | Direct Wise Inward API / GCash Link |
| BDO Unibank (Banco de Oro) | BNORPHMM | 1–2 Business Days | BDO Remit / FCDU US Dollar Account |
| Bank of the Philippine Islands (BPI) | BOPIPHMM | 24–48 Hours | BPI Direct Foreign Currency Wire |
| Metropolitan Bank (Metrobank) | MBTCPHMM | 1–2 Business Days | Metrobank Inward Remittance Desk |
| Security Bank Corporation | SETCPHMM | 24–48 Hours | SWIFT Wire Corporate Settlement |
Wise to GCash Instant
Connect your Wise Business account directly to a verified GCash wallet for instant PHP transfers 24/7 without waiting for bank branch hours.
FCDU US Dollar Accounts
Hold your funds in USD locally in the Philippines by opening a Foreign Currency Deposit Unit (FCDU) account at UnionBank, BDO, or BPI.
BSP Compliance & AMLC
Inward wire transfers received via official banking channels from your own US LLC are fully documented commercial export revenues.
How We Set Up Your US Business from the Philippines
Wyoming LLC Formation (Days 1–2)
State filing with the Wyoming Secretary of State. 0% state corporate income tax, low annual fees ($60), and privacy protection.
Official IRS EIN via International Fax (Days 3–5)
Form SS-4 prepared with Line 7b 'Foreign' notation and submitted directly to the IRS international fax division. No SSN or ITIN required.
Wise Business & Mercury US Bank Approval (Days 5–7)
Opening dedicated USD checking accounts with domestic US routing and international SWIFT receiving details.
Stripe & Shopify Payments Activation (Days 7–10)
Full activation of Stripe US and Shopify Payments under your LLC credentials. Accept global card payments with instant automated payouts.
Real US Phone Number for Verification (HynoConnect)
Stripe, Mercury, and PayPal automatically flag and reject VOIP numbers (Skype, Google Voice, virtual apps) during SMS 2FA. HynoConnect provides a real US carrier cellular line for $5/month ($8 one-time setup fee), for reliable SMS 2FA delivery across your entire LLC, banking, and payment stack. US Toll-Free numbers (1-800, 888 series) are also available. 100% remote — no US SIM card shipping or travel needed.
Frequently Asked Questions from Filipino Founders
Is it legal for a Philippine resident to own a US LLC?
Yes. US law allows it, and Philippine tax and exchange rules still apply, so take local advice. The United States has no citizenship or residency requirement to own and operate an LLC. Filipino freelancers, agency owners, and e-commerce entrepreneurs can own 100% equity in a US LLC remotely.
How does a US LLC enable Stripe for a Philippine business?
Stripe does not offer full merchant acquiring accounts to Philippine domestic businesses. By establishing a US LLC, you apply for Stripe as an official US entity with an IRS EIN and US business bank account. Stripe onboard you as a standard US merchant.
How do I withdraw USD earnings to my Philippine bank account or GCash?
You receive payouts into Wise Business or Mercury. From Wise, you can transfer directly to Philippine Peso (PHP) accounts at UnionBank, BDO, BPI, or directly to a verified GCash wallet with near-instant settlement at mid-market exchange rates.
Do I need a US Visa or to travel to the United States?
No. Zero US travel or visa is required. Everything is completed 100% online using your valid Philippine passport for identity verification.
What are my tax reporting obligations in the US?
A single-member LLC owned by a non-resident with no US physical office or employees generally owes 0% US federal income tax on foreign-sourced income. You file annual informational Form 5472 and Form 1120 with the IRS. For local Philippine tax reporting, consult a registered Philippine CPA.
Do I need a real US phone number for Stripe & Mercury verification?
Yes. Stripe Radar and US banking platforms (Mercury, Wise) actively flag or reject VOIP numbers (Skype, Google Voice, TextNow) during SMS 2FA. HynoConnect provides a real US carrier cellular line for $5/month ($8 one-time setup fee) or Toll-Free lines for reliable 2FA verification from the Philippines.
Ready to Form Your US LLC from the Philippines?
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