How to Get Shopify Payments Outside the US as a Non-Resident

Shopify Payments (powered by Stripe) is only available to merchants in the United States, Canada, United Kingdom, Australia, Ireland, New Zealand, Hong Kong, Singapore, Japan, and a handful of European countries. Merchants in all other countries — including Bangladesh, Pakistan, Nigeria, India, Philippines, Indonesia, and most of the Middle East — cannot activate Shopify Payments directly.

Without Shopify Payments, merchants face higher transaction fees (0.5–2% extra per sale), less seamless checkout, and reduced customer trust.

Shopify Payments eligibility is determined by the country of the business operating the Shopify store — not the nationality of the store owner. A US LLC is a US-registered business entity. By registering your Shopify store under your US LLC, you can apply for Shopify Payments as a US business.

HynoGo helps you structure your store correctly, prepare the required documentation, and apply for Shopify Payments through your US LLC.

On Shopify's Basic plan, third-party payment processors incur an additional 2% fee per transaction. On the Standard plan, it's 1%. On Advanced, 0.5%. Shopify Payments eliminates this fee entirely.

For a store doing $10,000/month in sales on the Basic plan, activating Shopify Payments saves $200/month — $2,400/year — far exceeding the entire setup cost of your US LLC and compliance stack.

When operating Shopify Payments under a US LLC, payouts must route into an eligible US domestic account with an ACH routing number and checking account number. International store founders typically link either a Mercury Bank checking account or a Wise Business USD balance.

Funds clear into your account on a standard 2-business-day rolling payout cycle. Once cleared, you can execute zero-fee ACH vendor payments, issue corporate virtual debit cards for ad spend on Meta and Google, or repatriate funds to your local bank account via SWIFT or local currency rails.

A frequent question from non-US ecommerce founders is whether forming a US LLC creates an immediate obligation to collect state sales tax. In the United States, sales tax obligations are governed by physical presence and 'economic nexus' thresholds (typically $100,000 in gross sales or 200 distinct transactions per individual state per calendar year).

If you dropship or fulfill orders from overseas directly to US consumers, and have not crossed state-level economic nexus thresholds, your business typically has no state sales tax collection requirement. HynoGo provides structuring guidance to maintain clean corporate boundaries.