How to Get Shopify Payments Outside the US as a Non-Resident
Shopify Payments is only available in about 20 countries. If you're outside those countries, a US LLC is the legal path to activating Shopify Payments on your store. Here's the complete guide.
Published by HynoGo — US LLC & UK LTD Formation for Non-Residents — From Anywhere.. This article provides general guidance only and does not constitute legal, tax, or financial advice. Third-party platform approvals depend on each provider's review.
Why Shopify Payments is so restricted
Shopify Payments (powered by Stripe) is only available to merchants in the United States, Canada, United Kingdom, Australia, Ireland, New Zealand, Hong Kong, Singapore, Japan, and a handful of European countries. Merchants in all other countries — including Bangladesh, Pakistan, Nigeria, India, Philippines, Indonesia, and most of the Middle East — cannot activate Shopify Payments directly.
Without Shopify Payments, merchants face higher transaction fees (0.5–2% extra per sale), less seamless checkout, and reduced customer trust.
The US LLC solution for Shopify Payments
Shopify Payments eligibility is determined by the country of the business operating the Shopify store — not the nationality of the store owner. A US LLC is a US-registered business entity. By registering your Shopify store under your US LLC, you can apply for Shopify Payments as a US business.
HynoGo helps you structure your store correctly, prepare the required documentation, and apply for Shopify Payments through your US LLC.
What Shopify Payments requires from a US LLC
- A Shopify store registered under the US LLC name and address
- Valid EIN (Employer Identification Number)
- US business bank account or Wise Business USD account for payouts
- Articles of Organization and operating agreement
- Your passport for beneficial owner identity verification
- A professional store with clear product descriptions, pricing, and refund policy
Common mistakes that cause Shopify Payments rejection
- Applying with a personal name rather than the LLC name
- Using a residential address rather than the registered agent address
- Missing or vague refund/returns policy on the storefront
- Selling restricted product categories (supplements, adult, weapons)
- Inconsistent business name across LLC documents and Shopify account
HynoGo's consultancy covers all of these points. We review your store setup before you apply to maximise approval chances.
Transaction fees: the financial case for Shopify Payments
On Shopify's Basic plan, third-party payment processors incur an additional 2% fee per transaction. On the Standard plan, it's 1%. On Advanced, 0.5%. Shopify Payments eliminates this fee entirely.
For a store doing $10,000/month in sales on the Basic plan, activating Shopify Payments saves $200/month — $2,400/year — far exceeding the cost of LLC formation.
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