US Business Bank Account —
Open Remotely via US LLC
Wise Business. Mercury. WorldFirst. All accessible to non-resident LLC owners. HynoGo forms your LLC, registers your EIN, and guides you through banking setup.
US Banking Options for Non-Resident LLC Owners
HynoGo guides you through the best options for your situation. Most clients open Wise Business first.
Wise Business
Most AccessibleMercury Bank
Startup FavouriteWorldFirst
Best for FXRelay
Operations FocusedWhy Non-Residents Need a US Business Bank Account
US Banking Guides by Country
Frequently Asked Questions
Can a non-resident open a US business bank account?
Yes, via a US LLC. Most US neobanks (Wise Business, Mercury, Relay) accept non-resident LLC owners. You apply online — no US travel or SSN required.
What is the best US bank for non-residents?
Wise Business is the most accessible and globally accepted. Mercury is excellent for startups and integrates well with Stripe. WorldFirst is best for high-volume FX and Amazon sellers. Most HynoGo clients open Wise Business first, then Mercury.
Do I need a US LLC to open a US business bank account?
Yes. Wise Business, Mercury, and similar US accounts require a US registered entity (LLC or Corp) and an EIN. HynoGo provides both as part of the LLC package.
Is there a minimum balance requirement?
Mercury and Wise Business have no minimum balance requirement. Relay has no minimum balance. WorldFirst may require a minimum transaction volume for some features.
Can I receive Stripe payouts to a US business bank account?
Yes. Stripe payouts go directly to your Wise Business or Mercury USD account. This is the standard setup for non-resident LLC owners using Stripe.
Open Your US Business Account Today
Everything starts with the US LLC. HynoGo handles formation, EIN, and banking setup — from one dashboard.